Learn from Industry experts how Residential Transition Loans can change your Game.

Residential Transition Loans are short-term loans designed to help real estate investors quickly acquire and transition residential properties, often for purposes such as rehabbing, flipping, or bridging a gap in financing. These loans typically cover non-owner-occupied properties like single-family homes, multifamily units, or other investment properties.

Here are 3 Examples of when an Investor might use a Residential Transition Loan:

1. Fix and Flip or Hold: Investors looking to purchase, renovate, and sell a property for profit within a short period might use a Residential Transition Loan to fund the acquisition and rehab before selling or refinancing and renting the property.
2. Bridge Financing: If an investor needs immediate financing to purchase a new property while waiting to sell another, a Residential Transition Loan can cover the gap, offering flexibility until permanent financing is secured.
3. New Construction: Investors may use this loan to construct a new home before selling or refinancing and renting the property.

These loans are attractive for their fast approval, flexibility, and ability to provide funding when speed is crucial to a project’s success.