NMLS# 1982983
About Me
Patti Kaiker is an award-winning professional in the financial lending industry for over 25 years. She has focused on providing unsurpassable service to all clients as well as being an advisor in structuring their financing to best optimize their profitability and wealth. In her role as a Regional Sales Manager at Truly Investor Capital, Patti supports her valued customers which include direct investors, loan officers, commercial & residential brokers as well as national lenders. Patti’s distinct honest approach and willingness to analyze her client’s scenarios guarantees an amazing experience at Truly Investor Capital. Patti has served as a key panelist at many national and regional conferences offering both product knowledge and current market trends. Please reach out to Patti today for more investor program information and work with a “true” professional.
Truly Investor Capital offers key loan programs including Fix & Flip, Bridge, New Construction, Single Rental/DSCR as well as Multifamily Portfolio Rental loans to residential real estate investors across the country, helping our clients overcome traditional financing hurdles and build long term wealth through real estate investments.
Read What My Investors & Partners Have to Say:
“THANK YOU! No other words necessary.”
- Single Property Rental | Investor| NY
“I had my second closing within 3 months with an incredible and unbelievably great experience. Thank You, TRULY! It TRULY was a pleasure doing business with you, and I hope many more to follow soon."
- SPR | Investor | NJ
"Always a breeze to work with the team at Truly Investor Capital. Patti is an absolute rockstar and I'm put at ease knowing she has my file in her hands!”
- SPR | Investor | WI
Meet Truly
Truly Investor Capital was created by commercial lending professionals to deliver a streamlined, faster, and more dependable way for Real Estate Investors & Business Partners to power their businesses.
We specialize in Business Purpose Lending including Fix & Flip, Bridge, New Construction, Fix & Hold, Build for Rent, Single Property Rental, and Portfolio Rental loans.
Where Truly Lends
Truly Investor Capital lends in all states except those in gray.
Approval is subject to a Credit Exception & Collateral Review:
- Alaska
- Hawaii
States where Truly does NOT lend are also listed below for your convenience:
- Nevada
- North Dakota
- South Dakota
- Vermont
Truly Investor Capital is a division of Oaktree Funding Corp., NMLS# 71640. For a comprehensive list of where we lend, please visit
NMLS Consumer Access.
Products
For a summary of all products with their feature highlights, select the Products Summary button.
For full guideline details, find each loan matrix listed below.
Single Property Rental Loan
Our Single Rental Loans enable investors to purchase a new property to expand their rental portfolio. Investors use this Debt Service Coverage Ratio (DSCR) loan to refinance a property for a better rate, or take cash out to access equity. View the three different product matrices for Single Property Rental Loans below:
Portfolio Rental Loan
This loan is for Multiple Rental Properties to "Blanket" an investor's portfolio of investment properties. Our Portfolio Loan is designed to help rental investors unlock equity and get cash out of their existing rental investments or to purchase a portfolio of properties. Consolidate multiple rental property mortgages into a single loan and continue to grow your portfolio.
Bridge Loan
Our Bridge Loans provide long-term and short-term financing options for new Purchase or Refinance offering Investors strategic flexibility & valuable time to execute their exit strategy.
Fix & Flip / Rehab Loan
Our Rehab Loans allow investors to purchase or refinance investment properties and fund non-structural rehab.
Extensive Rehab Loan
The Extensive Rehab Loan is similar to the standard Rehab Loan but allows for structural rehab, adding square footage, ADUs, etc.
New Construction Loan
Our New Construction Loan provides builders and investors the financing they need for ground-up construction.
Request More Information
Call 630.215.6813 now, or fill out the form below and I'll get back to you!
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Truly Investor Capital, a division of Oaktree Funding Corp., 3133 West Frye Road, Suite #205 Chandler, AZ 85226 (NMLS # 71640 | In the following states AZ, CA, ID, MN, OR, UT loans are originated and made in the name of Oaktree Funding Corp. NMLS #71640 pursuant to the laws of AZ Mortgage Banker Lic. # 0920541 | CA DFPI Lic. # 6035721), 800-429-5000. ©2025. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. Oaktree Funding Corp. is an independent mortgage lender and is not affiliated with the Department of Housing and Urban Development or the Federal Housing Administration. Not intended for legal or financial advice. All state licensing information may be found at NMLS Consumer Access https://www.nmlsconsumeraccess.org
Truly Investor Capital, a division of Oaktree Funding Corp., 3133 West Frye Road, Suite #205 Chandler, AZ 85226 (NMLS # 71640 | In the following states AZ, CA, ID, MN, OR, UT loans are originated and made in the name of Oaktree Funding Corp. NMLS #71640 pursuant to the laws of AZ Mortgage Banker Lic. # 0920541 | CA DFPI Lic. # 6035721), 800-429-5000. ©2025. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. Oaktree Funding Corp. is an independent mortgage lender and is not affiliated with the Department of Housing and Urban Development or the Federal Housing Administration. Not intended for legal or financial advice. All state licensing information may be found at NMLS Consumer Access https://www.nmlsconsumeraccess.org