NMLS# 92351
About Me
With over 3 decades of professional real estate and mortgage experience, Shilpa strives to help her clients overcome traditional financing hurdles and build long-term wealth through real estate investments. Shilpa works directly with real estate investors and business partners to help them expand their businesses and achieve their investing goals.
Read What My Investors & Partners Have to Say:
“Great service, responsiveness, professionalism and collaborative spirit from the Truly Investor Capital team that helped me (Shilpa, Teresa and Rebecca). I'm definitely looking forward to working with the team again!”
- SPR | Investor | MI
"Thank you very much for working so hard to help us get our new fix and flip closed! We did it in record time! And we plan many more to come!"
- Rehab | Investor | FL
"Wanted to a thank you for working your magic in getting three of my loans closed in such a short amount of time. (Especially working in the middle of the night, Shilpa). You are amazing!!!"
- SPR | Investor | UT
Meet Truly
Truly Investor Capital was created by commercial lending professionals to deliver a streamlined, faster, and more dependable way for Real Estate Investors & Business Partners to power their businesses.
We specialize in Business Purpose Lending including Fix & Flip, Bridge, New Construction, Fix & Hold, Build for Rent, Single Property Rental, and Portfolio Rental loans.
Where Truly Lends
Truly Investor Capital lends in all states except those in gray.
Approval is subject to a Credit Exception & Collateral Review:
- Alaska
- Hawaii
States where Truly does NOT lend are also listed below for your convenience:
- Nevada
- North Dakota
- South Dakota
- Vermont
Truly Investor Capital is a division of Oaktree Funding Corp., NMLS# 71640. For a comprehensive list of where we lend, please visit
NMLS Consumer Access.
Products
For a summary of all products with their feature highlights, select the Products Summary button.
For full guideline details, find each loan matrix listed below.
Single Property Rental Loan
Our Single Rental Loans enable investors to purchase a new property to expand their rental portfolio. Investors use this Debt Service Coverage Ratio (DSCR) loan to refinance a property for a better rate, or take cash out to access equity. View the three different product matrices for Single Property Rental Loans below:
Portfolio Rental Loan
This loan is for Multiple Rental Properties to "Blanket" an investor's portfolio of investment properties. Our Portfolio Loan is designed to help rental investors unlock equity and get cash out of their existing rental investments or to purchase a portfolio of properties. Consolidate multiple rental property mortgages into a single loan and continue to grow your portfolio.
Bridge Loan
Our Bridge Loans provide long-term and short-term financing options for new Purchase or Refinance offering Investors strategic flexibility & valuable time to execute their exit strategy.
Fix & Flip / Rehab Loan
Our Rehab Loans allow investors to purchase or refinance investment properties and fund non-structural rehab.
Extensive Rehab Loan
The Extensive Rehab Loan is similar to the standard Rehab Loan but allows for structural rehab, adding square footage, ADUs, etc.
New Construction Loan
Our New Construction Loan provides builders and investors the financing they need for ground-up construction.
Request More Information
Call 657.331.0095 now, or fill out the form below and I'll get back to you!
By submitting your information, you expressly consent to receive calls and/or texts at the number you provided and emails to the email address you provided from Truly Investor Capital about business mortgage loan related matters, including pre-recorded messages. I understand that this consent is not a condition of purchase or agreement of any kind. Message frequency varies. Message and data rates may apply. This consent applies even if you are on a corporate, state, or national Do Not Call list.
Stay up to date on all things Truly.
Follow us today!
Truly Investor Capital, a division of Oaktree Funding Corp., 3133 West Frye Road, Suite #205 Chandler, AZ 85226 (NMLS # 71640 | In the following states AZ, CA, ID, MN, OR, UT loans are originated and made in the name of Oaktree Funding Corp. NMLS #71640 pursuant to the laws of AZ Mortgage Banker Lic. # 0920541 | CA DFPI Lic. # 6035721), 800-429-5000. ©2025. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. Oaktree Funding Corp. is an independent mortgage lender and is not affiliated with the Department of Housing and Urban Development or the Federal Housing Administration. Not intended for legal or financial advice. All state licensing information may be found at NMLS Consumer Access https://www.nmlsconsumeraccess.org
Truly Investor Capital, a division of Oaktree Funding Corp., 3133 West Frye Road, Suite #205 Chandler, AZ 85226 (NMLS # 71640 | In the following states AZ, CA, ID, MN, OR, UT loans are originated and made in the name of Oaktree Funding Corp. NMLS #71640 pursuant to the laws of AZ Mortgage Banker Lic. # 0920541 | CA DFPI Lic. # 6035721), 800-429-5000. ©2025. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. Oaktree Funding Corp. is an independent mortgage lender and is not affiliated with the Department of Housing and Urban Development or the Federal Housing Administration. Not intended for legal or financial advice. All state licensing information may be found at NMLS Consumer Access https://www.nmlsconsumeraccess.org